There will be over 5 billion mobile phone subscriptions worldwide in 2010. By the end of 2009, that number had already reached 4.6 billion subscriptions, or a 67 percent global penetration rate
Source: International Telecommunications Union,
February 23, 2010
Mobile Payments market to quadruple by 2014, reaching $630bn in value
Source: Juniper Research,
May 4, 2010
Nearly half of mobile phone users worldwide to make Mobile Payments by 2014
Source: Juniper Research,
April 21, 2010
The worldwide number of users of mobile banking and related services is forecasted to grow from 55 million users in 2009 at a compound annual growth rate (CAGR) of 59.2 percent to reach 894 million users in 2015
Source: Berg Insight,
April 23, 2010
The latest annual, quarterly and monthly data reported by central banks show that officially recorded remittance flows to developing countries reached $316 billion in 2009
Source: World Bank,
April 23, 2010

eCommLink and CPNI Join Forces to Empower Mobile Prepaid Debit Solutions

Partnership Will Enable Mobilization of Existing eCommLink Program Manager and Financial Institution Customers

TORONTO and LAS VEGAS, December 17, 2009 – CPNI Inc. (CPNI) and eCommLink, a leading value-added prepaid debit processor, announced today they will be partnering to offer CPNI’s mobile solutions to the prepaid debit card industry. In the first step of a broader strategic relationship, the companies will jointly market to eCommLink’s existing program manager and financial institution customers, mobilizing card programs already in place.

CPNI’s Phone Authorized Transfer™ (PAT™) mobile commerce technology will allow eCommLink clients to offer their cardholders the ability to manage their cards, check balances, view transaction histories and execute card to card person-to-person transfers.

With a single integration, the partnership with eCommLink provides CPNI access to a large number of prepaid card schemes as customers. eCommLink will be able to easily add mobile functionality to its systems currently in the market.

CPNI distinguishes itself from other mobile commerce providers by offering a secure, global, multichannel, bank-centric solution set. CPNI provides the infrastructure for individuals to initiate payments to unbanked recipients, users not yet registered for the service and people belonging to a bank that does not yet offer the service, increasing the number of potential customers for financial institutions.

“Our partnership with CPNI builds on our commitment to provide our customers with the most powerful, innovative tools in the marketplace,” stated Victor Newsom, Chief Operating Officer at eCommLink. “We can very simply add robust mobile banking and payment features to our current programs and offer a strong differential to attract new partners.”

“eCommLink is the ideal partner for us in this space. Their prepaid platform is the foundation for a multitude of prepaid card solutions for industry leading companies around the world,” said Patrick Bird, President and CEO of CPNI. “Mobile is the most convenient way for people to manage their prepaid card accounts and the majority of prepaid card users are unbanked. There will be opportunities for all parties involved.”

About eCommLink
eCommLink, Inc. (www.ecommlink.com) enables program managers and financial institutions to maximize revenue from their prepaid debit programs. The Company’s flexible prepaid processing platform, innovative features and industry experience allows clients to create customized prepaid programs for their specific markets while ensuring quality, security and time to market. eCommLink supports the full array of prepaid debit programs, including general spend, payroll, teen, gift, travel, government and loyalty cards.

About CPNI
CPNI Inc. (CPNI) is a private software development company headquartered in Toronto, Canada, with offices in Boston, MA. For Financial Institutions seeking mobile financial solutions, CPNI provides Phone Authorized Transfer (PAT), a global, bank-branded solution for remote payments and banking services. PAT allows people to transfer funds via PATsend™, make purchases via PATbuy™ and access banking services via PATbank™. Financial Institutions are able to leverage their existing accounts, security processes and settlement channels while retaining the ability to innovate, differentiate and compete. For more information, visit the company’s web site at www.cpni-inc.com.

For more information please contact:

Paramjit Gil
CPNI Inc.
Telephone: +1.647.439.5341
E-mail: info@cpni-inc.com

Rebecca Kalogeris
eCommLink Inc.
Telephone: +1.702.835.8051
E-mail: Rebecca.Kalogeris@ecommlink.com